Sell My House With Owner Financing In Houston

Are you a homeowner thinking about selling? Selling the traditional way (through an agent) will give you access to a vast number of buyers, but they are not all qualified buyers. However, if you’re asking, “is owner financing a good idea for the seller in Houston” then you’re on the right track.  If done correctly, offering seller financing is a smart move that will allow you access to many more buyers!  Keep reading to figure out the secret…

Introduction to “Sell My House With Owner Financing In Houston”

When a homeowner sells their home through an agent, the buyers are usually trying to get a mortgage to purchase a house that they will reside in. Some markets have a lot of these types of buyers, but other markets aren’t saturated with as many. Real estate agents typically work with a kind of “pre-qualified” buyers who can get a mortgage through a bank.

However, this method of selling is not without its problems. For example, sometimes you have to wait to see if a buyer can even receive financing (and occasionally the financing will fall through so you’re forced to keep showing your house to get another buyer.)

If you are looking to heighten the chance that you’ll sell your house, and expand the range of possible buyers, here’s a little-known strategy you might not be aware of: sell your house with owner financing.  As the seller, I know that I can sell my house with owner financing in Houston relatively quickly, and I can save money doing it (no realtors) and I can command a higher price for it as well (without fixing it up as much).  There are plenty of qualified buyers out there, the trick is determining which ones are qualified and which are not.  We recommending getting some help from a qualified team of professionals. 

Owner financing: when a buyer skips the bank and buys directly from you.  Essentially, you are acting as the bank! Just like a bank, you’ll get an up-front deposit and later on, regular payments that pay off the owned amount.  In a majority of cases, you retain a lien on the house, as collateral, until the house is fully paid off.  This means your investment is secured by the asset, your house, and you can foreclose if needed.  Thankfully we live in Texas where the laws allow for this, with the help of a good real estate attorney, of course.

Benefits of selling with owner financing

How might I benefit if I decide to sell my house with owner financing in Houston in today’s market?  Isn’t it better to just call a realtor and list it?  

There are a number of key benefits for the seller:

  • It increases potential buyers because now you’ll be able to access those who might not be able to get bank financing.
  • It gives you cash flow, since the buyer will be paying you regular sums (just as they would for regular mortgage payments to the bank.)
  • It often allows you to sell your house at a higher price, without having to do as many repairs.
  • You’re protected, because even if the buyer stops paying, you have a very large down payment and you still have a lien on the house as security.
  • There isn’t a lot of property management since that will be the responsibility of the buyer, unlike owning a rental.

What’s next?

If you’re still wondering, “How do I sell my house owner with financing in Houston”, then you might start by determining how much you’d prefer to receive each month for your house and work backwards.

There are many different methods to sell your house and in this post we introduced you to selling with owner financing. It isn’t for everyone, but if you want more exposure to buyers, plus some cash flow, and plenty of protection, then selling with owner financing is the smartest option for you.

And here’s an even faster way to sell your house with owner financing in Houston – you can sell your house to us. We sometimes work out owner financing deals with sellers like you.

Just click this link now and fill out the form or call us today at 281-947-5545.

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